Claude Launches Personal Finance Beta in the US: Read-Only Bank Linking via Plaid, Up to 16 Banks and 24 Months of Transactions
On November 5 Anthropic announced a US beta of Personal Finance in Claude via @claudeai. Users link bank, card, loan and investment accounts through Plaid, see balances, cash flow, subscriptions and bills on one page, and ask questions in plain language. The official help article says access is read-only, so Claude cannot move, manage or invest money. It is limited to US Pro, Max and Ultra personal plans (not Free, Team or Enterprise) and is rolling out gradually.

Key Takeaways
- Read-only: balances, credit limits and up to 24 months of transactions; no money movement (vendor statement)
- Up to 16 linked banks, US banks only; sign-in via Plaid so Claude never sees bank passwords
- Pro, Max and Ultra personal plans only, on web, Desktop, iOS and Android, rolling out gradually
- Chats inside the Personal Finance hub are not used for training; chats using account data are kept out of memory
- Linked accounts cannot yet be used in Cowork, scheduled tasks or Claude Code








